Average group health insurance premiums increased 9th 6% last year increased by 10% over the last six years. Individual plans went up even further. However, it is expected most HSA plans will be much slower growing. A very large study recently published showed that interest rate increases in recent years, consumers plans such as HSA plans was only the 3rd % 4th Blue Cross of Minnesota reported that its HSA customers spent 8% less than traditional insurance customers. Humana reported claims costs ao 4th 9% Consumer-driven plans, and 19th Increased by 2% of claims for other plans. Indeed, the average HSA premiums for persons actually declined in 19th % Over the last 5 years. The reasons for lower cost plans are compounded by the fact that people who HSA qualified high deductible health plans may pay more attention to costs and better care for their health. For example, the proposed HSA savininkas statin drugs to lower their cholesterol may be more inclined to ask the generic version, or to ask your doctor if inexpensive nutritional supplements such nicotinic acid or fish oil may be the solution. Measures to save money and the insurance company should result in lower interest rate increases. 2nd Raise your deductible HSA expense increases. Once you fund your account, you can create an economically, Äúcushion, AU, where you can raise your deductible as an expense increase. Every time you increase your deductible, your premiums will go up. Incidentally, Don, AOT remember that every time when the Fund’s account get an instant tax deduction.